Providing Financing Opportunities and Services for Northwest Georgia's Businesses

NGCDC, Inc. is licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to deliver the 504 Loan Program. The program is designed to encourage economic development in local communities by giving small businesses access to the same long term, fixed-rate financing that larger businesses have through the bond markets. The 504 program is available to small businesses purchasing Commercial Real Estate and/or Equipment.

Why Choose Us?

We're Your Local CDC

We're Your Local CDC

We have Personal Relationships with our Borrowers & Participating Lenders

We have Personal Relationships with our Borrowers & Participating Lenders

We Offer A Quick Turnaround Response

We Offer A Quick Turnaround Response

Who we are.

NGCDC, Inc. is a private nonprofit corporation certified by the U.S. Small Business Administration (SBA) to facilitate small business development through business financing assistance. The NGCDC, Inc. works on behalf of small businesses to provide financing for their start-ups and expansions, information and referral services, and technical assistance. The NGCDC, Inc. can package, close, and service loans statewide, but its primary service area is the fifteen county Northwest Georgia area.